Part-time insurance discount
Lawyers who work on a part-time basis may be eligible for a 50% discount on the annual insurance fee for the Policy. Lawyers who claim the discount enjoy the full insurance available through the compulsory policy, but for half the cost. If you work part time, you are eligible if you:
- are engaged in the private practice of law, related professional services and activities that further those services for an average of 25 hours per week or less, and
- have not had a professional liability insurance claim in the past five calendar years in any jurisdiction for which an indemnity payment has been made.
If you are currently exempt from the requirement to maintain insurance and are applying for insurance coverage for part-time practice, you will be subject to the Law Society's returning to practice rules.
Part-time practice activities
These activities include but are not limited to:
- any professional services for which the insurance policy extends coverage;
- practice management;
- firm administration, and marketing;
- continuing professional development (CPD)*, other continuing legal education such as participation in Canadian Bar Association sections, and other voluntary activities associated with the practice of law or provision of professional services such as mediation training;
- professional duties or representation on bodies such as the Law Society, the Canadian Bar Association, the Continuing Legal Education Society and other organizations; and
- professional services undertaken but delegated to others (e.g to an articled student or a paralegal).
* If the CPD is subject to a maximum credit allowance, you need include only that maximum in your calculation of hours. If you are a teacher or student at a post-secondary institution, those activities are not part-time practice activities, even if claimed as CPD, and are not included in your calculation of hours.
Part-time practice hours
You may occasionally practise more than 25 hours per week, as long as on average, over consecutive six-month periods, you practise 25 hours per week or less, starting from the effective date of your part-time practice and ending when you notify the Law Society of a change in your practice status. Part-time does not mean practising full-time for a portion of the year and not practising at all for a portion or the balance of the year.
Paying discounted fees
The insurance fee must be paid in two equal annual instalments:
- the first instalment on or before November 30 of the year preceding the year for which it is paid;
- the second instalment on or before June 30 of the year for which it is paid